Best Credit Cards for Gas

Platinum Rewars VISA Signature® Card
In terms of everyday cash back, the Platinum Rewards VISA Signature® Card is our top pick for a credit card for gas purchases, at 5% unlimited cash back. There are two easy-to-hit eligibility requirements that are no-brainers if you’re a big gas spender. First, you’ll have to be a member of the Pentagon Federal Credit Union. All members must open and maintain a share (savings) account with at least $5. This is not a membership “fee” – it is the member’s ownership share, and the requirement is the same for every member.

Jumping through these hoops is worth it for 5% cash back on all your gas purchases, and paired with its other cash back bonuses, like 3% at grocery stores, this card is our favorite.

Highlights from the PenFed Platinum Cash Back Rewards Visa® Plus

5x points on gas purchases
3x points at grocery stores
1x point on everything else

Costco Anywhere Visa® Card
The Costco Anywhere Visa® Card from Citi is another great card for gas, provided you live near and use Costco for your shopping needs. The card offers 4% cash back on all gas purchases, up to $7,000 per year, but the real value can found in the fine print. Many gas cards on this list won’t allow you to receive the bonus cash back if you purchase from superstore or grocery store pumps, which often have much cheaper gas than, say, a Shell station. This card makes one key exception – Costco gas pumps – which allow you to save 4% on already competitively priced gas. The high limit for the bonus, $7,000 per year, also means the bonus cash back won’t run out anytime soon.

Some other notable features of this card? No annual fee if you have a Costco membership. Also, you’ll get 3% cash back at all restaurants and eligible travel purchases worldwide, 2% cash back at all other purchases from Costco and, and 1% cash back on everything else.

Read our full review of the card here.

Highlights from the Costco Anywhere Visa® Card

4% cash back on all gas purchases (including Costco), up to $7,000 per year.
3% cash back on restaurants and eligible travel purchases.
2% cash back on all other purchases at Costco and
1% cash back on everything else.
No annual fee with Costco membership.

Chase Freedom Flex℠ Card
The Chase Freedom Flex℠ Card is a good pick for a gas credit card because it has no annual fee, and for one quarter every year (usually Q1), it offers 5% cash back on the first $1,500 in combined purchases on gas and local commuter transportation. While it’s not a year-round discount like the Costco card, other quarters offer strong 5% bonuses as well, like grocery stores in Quarter 2 of 2018 and you’ll receive 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases. Plus, there’s a $200 sign-up bonus when you spend $500 on the card in the first three months of card membership.

One way to receive even more than 5% return on your gas purchases with the Chase Freedom Flex℠ card is by pairing it with any card that earns Ultimate Rewards points. While the Freedom Flex℠ card alone is strictly a cash back card, if you have a Chase Sapphire Preferred or Chase Sapphire Reserve card, you can transfer your cash back rewards at $0.01 per point into your Ultimate Rewards account. From there, you can expand the value way beyond one cent per point in value when you redeem for free travel. If you’re interested in learning more about the Sapphire Preferred or Chase Sapphire Reserve cards, check out our post on the Top Airline Credit Cards.